Your finances don’t fit the box?
We brought different boxes.
Standard loans qualify standard borrowers. If you’re an investor, entrepreneur, foreign buyer, or builder, these programs are designed around how you actually earn and invest.
📊 DSCR Loans
Qualify on the property’s rental income — no tax returns, no W-2s. Built for buy-and-hold investors scaling a portfolio.
🔨 Fix & Flip
Short-term financing for purchase plus renovation, with speed to match auction and off-market timelines.
🌎 Foreign National
No U.S. credit? Buy U.S. property anyway. Programs tailored for non-resident buyers and investors.
💼 Self-Employed
Bank-statement and 1099 programs that qualify you on real cash flow, not tax-return income shrunk by deductions.
🏗️ Construction
Finance the build from ground-breaking to move-in, converting to a permanent mortgage when it’s done.
📈 Investors Program
Portfolio strategies, cash-out for the next acquisition, and lending that grows with your holdings.
Unusual situation? That’s our specialty.
Tell us how you earn and what you’re buying. We’ll match the program — even when other lenders said no.
More options: Jumbo · all loan programs · Learning Center